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Boat Insurance

On-water and on-trailer coverage for boats, jet skis, and personal watercraft.

Free Boat Insurance Quote

Same-day response from a licensed agent.

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Who it's for

Boat owners who trailer, dock, or moor their vessel in California waters.

What's covered

  • Hull physical damage
  • Watercraft liability
  • Motor and trailer coverage
  • Wreck removal and fuel spill liability

Common exclusions

  • Racing
  • Marine life and wear damage
  • Navigation outside stated waters

Ways to save

  • Boater safety course
  • Multi-policy discount
  • Lay-up periods
  • Claims-free credits

Boat Insurance FAQs

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